Fiduciary Guidance. Invest With Clarity. Retire With Confidence.

Q: 1. Are you a licensed financial advisor?

Yes. I am registered as an Investment Adviser Representative (IAR) with Zero Day Capital, an investment advisory firm registered with the U.S. Securities and Exchange Commission (SEC). As an Investment Adviser Representative, I operate under a fiduciary standard , meaning I am required to put your best interests first.

Q: 3. What is the free consultation?

The free consultation is a no-cost conversation about your financial goals, current situation, and questions. There is no obligation or pressure. The purpose is simply to understand your needs, see how I may be able to help, and discuss possible next steps.

Q: 4. Do I need a certain amount of money to invest?

No. You do not need to have a high net worth to begin financial planning or investing. I work with individuals, couples, families, and business owners at all stages of their financial journey. With the right guidance and a thoughtful plan, I believe anyone can build toward their long-term financial potential over time.

Helping individuals, families, and business owners make informed investment decisions, prepare for retirement, and preserve long-term wealth.

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About

Meet Kennedy — Your
Fiduciary Financial Advisor

I am a registered Investment Adviser Representative (IAR) of Zero Day Capital. I help clients build long-term financial stability through comprehensive planning and diversified investing.

✓ Fiduciary Standards

✓ Fee-Only

✓ SEC-Registered Firm

✓ Master’s in Finance

Learn about investment adviser regulation: SEC ↗ · NASAA ↗

More About Kennedy ›

How does it work?

Step 1

Free Review

Begin with a free, no-obligation conversation to understand your goals, concerns, income, assets, investments, retirement questions, and estate planning needs, while identifying areas that may need closer attention.

Step 2

Strategy

A coordinated financial plan and investment strategy are developed around cash flow, investments, retirement, taxes, insurance, and estate considerations to help align your money with your goals and risk comfort.

Step 3

Implementation

If you move forward, the strategy is implemented and your portfolio is managed over time through market monitoring, plan reviews, retirement progress tracking, needed adjustments, and broader financial coordination.

More about Services

Get the 2026 Retirement Readiness Roadmap

Download a practical 4-phase guide to retirement savings, Medicare, Social Security, income planning, and key 2026 updates.

Get the 2026 Estate Coordination Blueprint

A practical guide to organize beneficiaries, asset ownership, gifting considerations, and key parts of your wealth transfer plan.

Articles

Insights & Analysis

A vintage clock and key resting on a newspaper with the word “Invest,” representing the importance of time in investing.

5 Most Frequently Asked Questions

Hands reviewing financial charts and portfolio data, representing fiduciary investment advice and financial planning.

1. Are you a licensed financial advisor?

Yes. I am registered as an Investment Adviser Representative (IAR) with Zero Day Capital, an investment advisory firm registered with the U.S. Securities and Exchange Commission (SEC).

As an Investment Adviser Representative, I operate under a fiduciary standard, meaning I am required to put your best interests first.

2. Do you sell life insurance?

No. I do not sell insurance products or receive commissions. My guidance is focused solely on your financial situation and what is appropriate for you.

When insurance is relevant, I can help you evaluate your coverage needs and understand your options without sales incentives or conflicts of interest.

3. What is the free consultation?

The free consultation is a no-cost conversation about your financial goals, current situation, and questions.

There is no obligation or pressure. The purpose is simply to understand your needs, see how I may be able to help, and discuss possible next steps.

4. Do I need a certain amount of money to invest?

No. You do not need to have a high net worth to begin financial planning or investing. I work with individuals, couples, families, and business owners at all stages of their financial journey.

With the right guidance and a thoughtful plan, I believe anyone can build toward their long-term financial potential over time.

5. What is your fiduciary responsibility?

As a fiduciary, I am legally and ethically required to act in your best interests at all times. This means every recommendation is made based on your goals, financial situation, and long-term objectives—not on commissions, incentives, or product sales.

Transparency, care, and objectivity guide every decision I make on your behalf.

Start with a conversation

Schedule a complimentary meeting to discuss your financial goals & learn how Kennedy can help you with your financial decisions.

book a Free Consultation

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Fiduciary Guidance. Invest With Clarity. Retire With Confidence.

Meet Kennedy — Your Fiduciary Financial Advisor

How can I help?

FinancialPlanning

Financial Planning

InvestmentManagement

Investment Management

WealthProtection

Wealth Protection

RetirementIncome

Retirement Income

EstatePlanning

Estate Planning

TaxStrategy

Tax Strategy

Ready to take the next step in your financial journey?

My Services

How does it work?

Free Review

Strategy

Implementation

Get the 2026 Retirement Readiness Roadmap

Get the 2026 Estate Coordination Blueprint

Articles

Insights & Analysis

Why Investing Early Matters — Even When Life Feels Busy

Protecting What You’ve Built, Planning for What Matters Most

Building Stability Beyond Your Business

5 Most Frequently Asked Questions

Start with a conversation

Schedule a complimentary meeting to discuss your financial goals & learn how Kennedy can help you with your financial decisions.

Meet Kennedy — Your
Fiduciary Financial Advisor

Financial
Planning

Investment
Management

Wealth
Protection

Retirement
Income

Estate
Planning

Tax
Strategy